Health-care challenged Californians flocking to Mexico

The pharmacy business in Tijuana is still booming, despite crackdowns by the state to weed out illegitimate operators. - John Gibbins / Union-Tribune

The pharmacy business in Tijuana is still booming, despite crackdowns by the state to weed out illegitimate operators. - John Gibbins / Union-Tribune

By Keith Darcé, Union-Tribune Staff Writer

TIJUANA — About 1 million adult Californians seek health care in Mexico each year – and that figure is likely growing as the recession expands the ranks of the uninsured who are drawn to cheaper care south of the border, said the lead researcher of the first major report on the topic released Tuesday.

These people live from the Bay Area to San Diego County. Most come to Mexico for prescription drugs and dental care, and a smaller number go for surgeries. Beyond finances, other factors prompting individuals to head south include language and cultural barriers.

Living within 15 miles of the border also greatly increases the likelihood of someone obtaining health services in Mexico.

Angela Tapia, 45, of San Ysidro crosses the border several times each year to see her gynecologist. She also had back surgery in Tijuana a decade ago.

“It’s cheaper to go there,” said Tapia, who doesn’t have health insurance. “When you go to those doctors, they give you time, they ask a lot of questions and they care about you.”

Roughly half of the cross-border patients are Mexican immigrants, a statistic that might challenge the popular notion of Mexicans burdening California’s hospitals and clinics by receiving all of their health care on this side of the border, said UCLA public health professor Steven Wallace, lead author of the new report.

“What this helps document is that (some) immigrants are facing barriers to receiving care in the United States, and they are turning to Mexico for that care,” said Wallace, who also serves as associate director of UCLA’s Center for Health Policy Research. “And it’s not just immigrants facing barriers here.”

Approximately half a million U.S. citizens living in California also seek health services in Mexico, Wallace and his UCLA colleagues found.

Altogether, about 4 percent of adult Californians traveled to Mexico for some type of medical care.

Wallace’s study was published Tuesday in Medical Care, a journal for the American Public Health Association.

He and his fellow researchers based their analysis on data from the 2001 California Health Interview Survey, which questioned more than 55,000 random households across the state.

The wide-ranging survey, conducted once every two years, is funded by a coalition of agencies and groups including the state Department of Public Health, the National Cancer Institute and the California Endowment. Those done since 2001 have not asked about accessing health care south of the border.

Wallace’s group was the first to delve deeply into the statistics on medical treatment in Mexico. Previous research relied on anecdotal accounts or small localized populations.

The cross-border trend likely will intensify as the number of Mexican immigrants living in California increases and the recession costs more people their jobs and health insurance coverage, Wallace said.

Between 2001 and 2007, the population of Mexican immigrants in California grew by 756,000 to 4.6 million, according to the Center for Immigration Studies in Washington, D.C.

“The numbers that are bad in this study have only gotten worse,” said Margaret Laws, director of the California HealthCare Foundation’s Innovations for the Underserved program. “Under the current climate, they will continue to get worse.”

The UCLA researchers found that more than 13 percent of Mexican immigrants traveled to Mexico for care, with the largest number visiting dentists.

Such patients make up the diverse range of U.S. residents who visit the Bartell Dental Clinic on Avenida Revolucion in the heart of Tijuana’s tourist district, said Dr. William Bartell Jr.

“Probably 95 percent of my clientele are self-employed or their jobs don’t provide any dental insurance,” he said.

The clinic, which has a Web site that targets Americans, sees about 10 patients a day – nearly all from north of the border. That’s enough to keep three full-time and several part-time dentists busy, Bartell said.

Mexican immigrants who lived in California for less than 15 years were less likely to cross the border for care than those who had been in the country longer, the UCLA report said. Many shorter-term immigrants are undocumented, so they face risks every time they leave the United States and try to return.

Among all other Californians, the top health-related reason for going to Mexico was to purchase prescription drugs.

Much attention has been given to doctors performing cosmetic and weight-loss surgeries on Americans in Mexican cities such as Tijuana. But Wallace found that only 7 percent of the 464,000 non-Latino Californians who sought treatment across the border went there for medical procedures, including surgeries and treatments for serious illnesses like cancer.

Health insurers offering relatively low-cost coverage plans that allow Southern Californians to receive care on both sides of the border should be encouraged by the study’s findings, Wallace said.

In fact, several of the largest players in the cross-border insurance market have recorded steady growth in recent years.

Membership in Health Net’s U.S-Mexico plan has reached 40,000, up from 23,700 in late 2007, said Brad Kiefer, a spokesman for the health maintenance organization.

Sistemas Medicos Nacionales S.A., the only Mexican HMO licensed to operate in California, now has about 21,000 members in San Diego and Imperial counties, said Christina Suggett, the company’s chief operating officer.

Staff writer Sandra Dibble contributed to this report.

Keith Darcé: (619) 293-1020;

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How To Get An Advantage Negotiating On A Great Baja Real Estate Find

House Search

House Search

So you finally find your dream beachfront home within one of the best Baja Communities and what’s better, at an amazing price. Here are a few tips that can help you gain the upper-hand when negotiating the price on that special Baja property.

  1. Keep in mind that there are no perfect homes in the market unless you are prepared to pay the price for them, fix some details or better yet, construct your own.
  2. Write down your necessities, features and things that you want, on that same list mark things down that you can live or do without. This will get rid of uncertainty, indecision and evade buyer’s guilt.
  3. Act swiftly when you come across a good Baja real estate deal. Waiting will only craft more opportunities for contending offers.
  4. Once you’ve found what you want, get a market analysis (CMA – comparable market analysis) of properties sold in the last three or six months, your Baja real estate Agent will be more than happy to help you get this information. The nearer the comparables are to the existing market the more precise your offer will be.
  5. Resolve your financial reach – how high are you prepared to go and be at ease with the payments.
  6. Write down your best offer, price and stipulations. Stay away from multiple offer situations by being the first to take the advantage and get it under contract. This isn’t the time to be undecided and play guessing games.

See more Baja real estate, Rosarito Real Estate, Ensenada Real Estate and Mexico real estate. Look here for a trusted Baja Real Estate Agent.

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Baby Boomers Buying In These Locations Now For Their Future

Boomers Buying Baja Lots

Boomers Buying Baja Lots

Since the early days in Baja, US Citizens have been buying residential Beach Front and Ocean View lots , building their dream Beach House, and for an increasing number, their retirement homes. Many of the older and more stable communities in Playas de Rosarito such as Las Gaviotas , Real Del Mar , San Antonio Del Mar and Mission Viejo and Punta Piedra all started out selling lots, most of which had very good building restrictions in place.

These Baja communities have established a reputation as a great place to live or buy a home. Over the last few years, with the increase in demand along the coast, many Americans had given up the idea of building and went with new condo construction. However, once again retirees are looking at their future and they are opting to cash in now for the perfect location and buying a lot while taking advantage of the current pricing advantage here in Baja.

In the 3 to 5 years as the real estate markets return to normal these lucky buyers will already have their future in place at today’s favorable prices. Currently to build a home in Baja would cost on average 45.00 to 70.00 per square foot for quality construction. Timing is typically between six and nine months from start to finish. Octavio Serrano of OCA a well known architect says that while the idea of building can be scary for many Americans, that the over all cost savings far out ways any head aches the client my have. And in the end they all say they would do it all over again. Permitting is much like the US where you first need to obtain an official topographic drawing, a building permit and then finally a completed work report. All of these can be handled by your architect.

Working with a good architect who is not only reputable, but also has Vision beyond what a clients needs are for today is KEY says Kathy Katz, owner of Baja Real Estate Group . Katz says that in many of these communities such as Las Gaviotas which started out offering lots Americans built there dream homes over the years, and when they came up for re-sale she always knew which ones would re sale the fastest strictly due to the architecture styling, she adds that you can change the color of the walls and tile, but the architecture stays with the home for ever. Just recently she has seen an increase in quality Baja lots coming on to the market, where in the past they were either not available, or cost prohibitive.

For example a 2200 sq ft lot in Real Del Mar a Golf Course Community that once sold for 75-80 thousand, is listed today for $43,000. An ocean front 7500 sq ft lot in Punta Piedra a gated community is now available for $450,000, where once prices for the same size lot were approaching 1 million.

Can you imagine having your own lap pool with the waves crashing at you front door says Katz. In this market buyers are not only looking at cost of living and a life style, but they are looking at the values in the market, making this a time to act.

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The Villa’s at Club Marena- Relaxed Riviera Style

Club Marena Villas

Club Marena Villas

In 1989 the partners of the Club Marena Development decided to take beautiful strip of the Baja coast in a well know cove, south of Rosarito, to create some of the most premium Baja Real Estate that the area had ever seen. The land was originally owned by the Cota family and was a popular camping spot from as far back as the 1940’s. Surfers from around the world would set up camp to sample the smooth pealing point waves. Surfing Legends the likes of Skip Fry, Corky Carrol and Jerry Lopez would dawn the point for pleasure and even a few completions.

Marena’s decision to transform this idyllic piece of Baja into the Coast’s first true luxury development turned out to me a monumental one. Twenty-Seven luxury villas & one custom home-site were planned, for phase one, of what would become one of the coasts most successful residential resorts. An impressive clubhouse, a spectacular spa and an infinity edge pool were all part of the plan.

Each villa would have an idyllic layout for a seaside retreat. Drive into a private, two car garage with complete laundry facilities. Pull in and park in safety and comfort. Walk into a lush, well appointed personal courtyard and feel the Mediterranean essence of this Riviera style resort. The courtyards offer a special space for private puttering in your own garden. It is the perfect place for a private hot tub, koi pond or outdoor kitchen. Some of the villas have a casita with a third bedroom bordering the courtyard.

The charm of the architecture and the well planned layout of this location are exceptional and were unprecedented, at the time, in this sleepy village in the area south of Rosarito know as Bahia Descanso, “restful bay”. This area represented the premium Rosarito Real Estate and a unique geography on this section of the coast at the time of construction.

People who know the area are very cognizant of the unique micro-climate in this locality. Southern orientation with coastal hills keep the winds side shore, the weather patterns a little sunnier and the area more temperate than just 15 minutes up the coast.

The oceanfront master suite represents the dream we all have in coastal sleeping comfort. The sounds of the waves pour past the private balcony and into the spacious sleeping space accented with the warmth of a cozy fireplace.

The open floor plan of the lower level provides a spacious living space with great accommodations for home entertainment and adorned with another fireplace. A well designed kitchen opens up to the dining and living area. Walk though the space and onto the brick patio and your private wood sundeck. Outdoor living space is what the villas bring better than any condo and most homes in the area. This is what makes life in a Club Marena villa so special.

By 1992 this first phase of what would become one of the coasts most coveted developments would be completed. Villas Marena, as it was know back then, launched a new era of development on Baja’s Gold Coast. Baja had not yet scene this Riviera style of luxury architecture and planning combined with stylish oceanfront amenities. Many phases of development have followed and additional amenities have been added. However the unique character of the villas makes then one of the most desirable acquisitions in Rosarito real estate.

Browse for Club Marena Listings.

Larry French

Larry French

Larry French is an Executive Sales Agent with Baja Real Estate Group with 10 years experience with web based and multimedia marketing. incorporated in Mexico for Real Estate and investment business for over 6 years. Active investor in Northern Baja with very successful portfolio. Certified member of AMPI/NAR Full-time resident of the Northern Baja area with visa and work permits.

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One Journalist’s View By Linda Ellerbee

Linda Ellerbee

Linda Ellerbee

Sometimes I’ve been called a maverick because I don’t always agree with my colleagues, but then, only dead fish swim with the stream all the time. The stream here is Mexico.

You would have to be living on another planet to avoid hearing how dangerous Mexico has become, and, yes, it’s true drug wars have escalated violence in Mexico , causing collateral damage, a phrase I hate. Collateral damage is a cheap way of saying that innocent people, some of them tourists, have been robbed, hurt or killed.

But that’s not the whole story. Neither is this. This is my story.

I’m a journalist who lives in New York City , but has spent considerable time in Mexico , specifically Puerto Vallarta , for the last four years. I’m in Vallarta now. And despite what I’m getting from the U.S. media, the 24-hour news networks in particular, I feel as safe here as I do at home in New York , possibly safer. I walk the streets of my Vallarta neighborhood alone day or night. And I don’t live in a gated community, or any other All-Gringo neighborhood. I live in Mexico . Among Mexicans. I go where I want (which does not happen to include bars where prostitution and drugs are the basic products), and take no more precautions than I would at home in New York; which is to say I don’t wave money around, I don’t act the Ugly American, I do keep my eyes open, I’m aware of my surroundings, and I try not to behave like a fool.

I’ve not always been successful at that last one. One evening a friend left the house I was renting in Vallarta at that time, and, unbeknownst to me, did not slam the automatically-locking door on her way out. Sure enough, less than an hour later a stranger did come into my house. A burglar? Robber? Kidnapper? Killer? Drug lord?

No, it was a local police officer, the “beat cop” for our neighborhood, who, on seeing my unlatched door, entered to make sure everything (including me) was okay. He insisted on walking with me around the house, opening closets, looking behind doors and, yes, even under beds, to be certain no one else had wandered in, and that nothing was missing. He was polite, smart and kind, but before he left, he lectured me on having not checked to see that my friend had locked the door behind her. In other words, he told me to use my common sense.

Do bad things happen here? Of course they do. Bad things happen everywhere, but the murder rate here is much lower than, say, New Orleans, and if there are bars on many of the ground floor windows of houses here, well, the same is true where I live, in Greenwich Village, which is considered a swell neighborhood — house prices start at about $4 million (including the bars on the ground floor windows).

There are good reasons thousands of people from the United States are moving to Mexico every month, and it’s not just the lower cost of living, a hefty tax break and less snow to shovel. Mexico is a beautiful country, a special place. The climate varies, but is plentifully mild, the culture is ancient and revered, the young are loved unconditionally, the old are respected, and I have yet to hear anyone mention Britney Spears, Lindsay Lohan, or Madonna’s attempt to adopt a second African child, even though, with such a late start, she cannot possibly begin to keep up with Anglelina Jolie.

And then there are the people. Generalization is risky, but— in general — Mexicans are warm, friendly, generous and welcoming. If you smile at them, they smile back. If you greet a passing stranger on the street, they greet you back. If you try to speak even a little Spanish, they tend to treat you as though you were fluent. Or at least not an idiot. I have had taxi drivers track me down after leaving my wallet or cell phone in their cab. I have had someone run out of a store to catch me because I have overpaid by twenty cents. I have been introduced to and come to love a people who celebrate a day dedicated to the dead as a recognition of the cycles of birth and death and birth — and the 15th birthday of a girl, an important rite in becoming a woman — with the same joy.

Too much of the noise you’re hearing about how dangerous it is to come to Mexico is just that — noise. But the media love noise, and too many journalists currently making it don’t live here. Some have never even been here. They just like to be photographed at night, standing near a spotlighted border crossing, pointing across the line to some imaginary country from hell. It looks good on TV.

Another thing. The U.S. media tend to lump all of Mexico into one big bad bowl. Talking about drug violence in Mexico without naming a state or city where this is taking place is rather like looking at the horror of Katrina and saying, “Damn. Did you know the U.S. is under water?” or reporting on the shootings at Columbine or the bombing of the Federal building in Oklahoma City by saying that kids all over the U.S. are shooting their classmates and all the grownups are blowing up buildings. The recent rise in violence in Mexico has mostly occurred in a few states, and especially along the border. It is real, but it does not describe an entire country.

It would be nice if we could put what’s going on in Mexico in perspective, geographically and emotionally. It would be nice if we could remember that, as has been noted more than once, these drug wars wouldn’t be going on if people in the United States didn’t want the drugs, or if other people in the United States weren’t selling Mexican drug lords the guns. Most of all, it would be nice if more people in the United States actually came to this part of America ( Mexico is also America , you will recall) to see for themselves what a fine place Mexico really is, and how good a vacation (or a life) here can be.

So come on down and get to know your southern neighbors. I think you’ll like it here. Especially the people. ***
http://wikipedia.org/wiki/Linda_Ellerbee


Considering the scenic landscape that Northern Baja California offers, you might want to have a look at real estate for sale in Rosarito especially in Palacio Del Mar, Calafia Condos, Las Gaviotas or Club Marena. Browse for Mexico Real Estate, Baja Real Estate, Ensenada Real Estate.

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Is it possible for Americans to work in Baja

Boomers Buying Baja Lots

Boomers Buying Baja Lots

Since the early days in Baja, US Citizens have been buying residential Beach Front and Ocean View lots , building their dream Beach House, and for an increasing number, their retirement homes. Many of the older and more stable communities in Playas de Rosarito such as Las Gaviotas , Real Del Mar , San Antonio Del Mar and Mission Viejo and Punta Piedra all started out selling lots, most of which had very good building restrictions in place.

These Baja communities have established a reputation as a great place to live or buy a home. Over the last few years, with the increase in demand along the coast, many Americans had given up the idea of building and went with new condo construction. However, once again retirees are looking at their future and they are opting to cash in now for the perfect location and buying a lot while taking advantage of the current pricing advantage here in Baja.

In the 3 to 5 years as the real estate markets return to normal these lucky buyers will already have their future in place at today’s favorable prices. Currently to build a home in Baja would cost on average 45.00 to 70.00 per square foot for quality construction. Timing is typically between six and nine months from start to finish. Octavio Serrano of OCA a well known architect says that while the idea of building can be scary for many Americans, that the over all cost savings far out ways any head aches the client my have. And in the end they all say they would do it all over again. Permitting is much like the US where you first need to obtain an official topographic drawing, a building permit and then finally a completed work report. All of these can be handled by your architect.

Working with a good architect who is not only reputable, but also has Vision beyond what a clients needs are for today is KEY says Kathy Katz, owner of Baja Real Estate Group . Katz says that in many of these communities such as Las Gaviotas which started out offering lots Americans built there dream homes over the years, and when they came up for re-sale she always knew which ones would re sale the fastest strictly due to the architecture styling, she adds that you can change the color of the walls and tile, but the architecture stays with the home for ever. Just recently she has seen an increase in quality lots coming on to the market, where in the past they were either not available, or cost prohibitive.

For example a 2200 sq ft lot in Real Del Mar a Golf Course Community that once sold for 75-80 thousand, is listed today for $43,000. An ocean front 7500 sq ft lot in Punta Piedra a gated community is now available for $450,000, where once prices for the same size lot were approaching 1 million.

Can you imagine having your own lap pool with the waves crashing at you front door says Katz. In this market buyers are not only looking at cost of living and a life style, but they are looking at the values in the market, making this a time to act.

Browse for Rosarito Real Estate, Baja Real Estate and Mexico Real Estate.

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Choosing a Trusted Real Estate Brokerage in Mexico

Living In Mexico

Living In Mexico

When you realize that Mexican Real Estate is your best investment for your retirement with a saving of up to 30-40% on your cost of living, you need to then explore not only what area of Mexico you will live or eventually live.

You will also need to explore which community fits your lifestyle. Who are your neighbors and what amenities fit you or even your family. After all, when you live in Mexico, friends and family don’t just come for dinner they come for the weekend. You become their Mexico vacation.

Other common questions are: how close are the markets? How accessible is health care? What is the status of the Home Owners Association? Is it well funded? Well run? Reasonable CC&R’S, and of course is it a safe investment.

This is when you realize that you need not only a long time established Broker with years of experience in Mexican Real Estate, but you need a Broker with years of living in the area and that is also part of the community. A good Brokerage will keep their agents trained and updated on the market, different communities and new developments, starting pre-sale or already delivering. A good Brokerage will make sure that every buyer or seller their agents takes on, they will be well represented and informed with the good or bad.

Most of all you need an experienced and knowledgeable Broker when choosing your Brokerage. Kathy & Max Katz have more than 19 years living and doing business in Mexico, they have become the most trusted names in Baja real estate as well as their Agents.

Contact a Baja Real Estate Group Agent today and see the difference yourself. A group of agents that exclusively represent Baja’s best real estate developments, who have inventory to sell in some of the best ocean front communities in the area. If you are currently working with an Agent, this is not intended for solicitation, just information. We gladly work with all Brokers and Agents.

Thinking about a long term Baja rental before you buy? Or just to explore what the Baja lifestyle is like on a long term basis? Contact us about our rent to own listings.

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How Americans are Stretching Their Money South of the Border in Baja California Mexico

Americans struggling with the economy are finding relief south of the border. The overall lower cost of living, affordable beach front housing, lower property taxes as well as proximity and accessibility to US services, have made Baja California a preferred choice for relocation among retirees and families alike.

How Americans are Stretching Their Money South of the Border in Baja California, MexicoROSARITO, BAJA CALIFORNIA. MEXICO – Many Americans with reduced and fixed incomes are looking outside of the US for retirement and economic relief in these tough times, finding it just south of the border. Baja California, Mexico is leading the trend to cater to retirees, by offering services that appeal to the growing number of foreign residents. These services include assisted living, property and personal care among others at significantly lower prices than in the US.

US store names like Home Depot, Wal-Mart, Smart and Final, Applebee’s and Ashley Furniture are some of which are becoming more common in strip malls around the area. State of the art medical facilities equal to those on the US have been and are being constructed in order to provide quality medical care services to the growing number of foreign residents, the only difference being the lower cost. Read the rest of this entry »

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Baja Developers Halt Is this a sign of good things to come?

Calafia Condos: One of the developments that never stopped construction

Calafia Condos: One of the developments that never stopped construction

With the collapse of the money markets on both sides of the border, it had become almost impossible –or so it seamed- for Baja developers to finish their projects.

Finding investors or financing for the final completion of their development seemed impossible. The financial situation in the U.S. did not make matters any better. Potential buyers stopped investing in Mexico because of the economy. Current buyers began to doubt the developers’ ability to complete their development. In the last few days –and weeks- however, we have seen a change.

Could it be the end of the bad times for the region? Here are some clues: Read the rest of this entry »

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Adam Behar: The changing face of Baja Norte

he rugged beauty of “The Gold Coast,” the 70-mile stretch of coastline that leads to Ensenada, is reminiscent of Big Sur. (Photo courtesy Baja Breeze Magazine)

he rugged beauty of “The Gold Coast,” the 70-mile stretch of coastline that leads to Ensenada, is reminiscent of Big Sur. (Photo courtesy Baja Breeze Magazine)

There’s more to Mexico than swine flu and drug cartels. But you wouldn’t know it by watching cable news.

It’s true that President Felipe Calderon’s efforts to crack down on the Mexican drug cartels have unleashed inter-gang killings. It’s a face of Mexico that we may find grim and frightening even though it poses little, if any, risk to law-abiding Americans.

But Mexico has another face, another story that runs counter to the conventional wisdom: Baja norte is coming of age.

Behind the scenes, a new Tijuana has been hatching into a vibrant, multi-layered city, arguably more cosmopolitan than some U.S. cities. And in spite of its problems, it is experiencing something of a cultural renaissance. Tijuana’s creative community, named among the top eight in the world by Newsweek, includes a new generation of bold, contemporary artists, writers, graphic designers and multi-media artists, film makers, and advertising agencies. The Tijuana Cultural Center, an architectural triumph in itself, is now an important venue for the arts. Read the rest of this entry »

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